What is this product about?
- This product provides a daily hospital cash allowance benefit in the event of hospitalisation due to an accident or illness including specified infectious diseases.
- Coverage provided is worldwide and is valid for 24 hours throughout the period of insurance.
- The duration of the policy is for 3 consecutive months commencing from the policy start date and it is non-renewable.
- This cover can only be purchased by registered users of Prasarana’s mobile application known as PULSE.
- Per day benefit payable up to a maximum of 30 days with a sub-limit of 14 days if the hospitalisation is due to Specified Infectious Disease.
- The waiting period for any diagnosis or hospitalisation of illness is 30 days from policy effective date.
- All commuters (Yes, this policy can be purchased by all registered users of the PULSE application who meet the eligibility criteria of the product)
- Residency – Malaysian residents (i.e., citizens, permanent residents & employment passholders)
- Age 18 years old till 60 years old
- Excluded occupations – Persons engaged in occupations with high risks or exposure to hazardous conditions. This would include but is not limited to the following occupations:
- Military personnel including the armed forces, naval or air force service or operations;
- Police, security personnel including any peace keeping forces;
- Professional sports person when an insured person could or would earn income or remuneration from engaging in such sport.
- Pilots or crew of any air or water vessel;
- Off-shore work or activities including oil rig work;
- Product will be sold through (i) Pulse App managed by Prasarana (ii) at the Kiosk or (iii) through QR scan where customer will be taken to the website for purchase. Only registered users can purchase this product for themselves.
Download the Hospital Protection Plus Product Disclosure Sheet from the following links:
Download the Hospital Protection Plus Policy Wordings from the following links: